Pengaruh Literasi Keuangan dan Akses Keuangan Terhadap Perkembangan Usaha Mikro Kecil Menengah di Yogyakarta

Authors

  • Roma Nanda Aprina Pardede Universitas Mercu Buana Yogyakarta
  • Zaenal Wafa Universitas Mercu Buana Yogyakarta

DOI:

https://doi.org/10.59603/jpmnt.v2i1.254

Keywords:

Finance, Financial Literacy, MSMEs

Abstract

Especially in Indonesia, MSMEs play a significant role in economic development and growth and are the largest economic actors in the country. This research aims to study how financial literacy and financial access impact the development of micro, small, and medium enterprises (MSMEs) in Yogyakarta. In addition, this research measures financial literacy and financial access for MSMEs in Yogyakarta. Owners and managers of small and medium enterprises (MSMEs), Pecel Lele Pak Sony and Warmindo Sinar Bahagia in Yogyakarta, are the samples for this research. Using qualitative methods, this research collects data through interview techniques. The level of influence of financial literacy and financial access on the growth of MSMEs in Yogyakarta is still low.

References

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Subramanyam. K. R dan John J. Wild. 2014. Analisi Laporan Keuangan. Penerjemah Dewi Y. Jakarta: Salemba Empat.

Sugiyono, Metode Penelitian Kuantitatif, Kualitatif Dan R&D. Bandung: Alfabeta, 2019.

Widyawati, I. 2012. Faktor-faktor Yang Mempengaruhi Literasi Finansial Mahasiswa Fakultas Ekonomi.

Zukime, Mohd, Mohamad Helmi, and Muhammad Farhan Basheer. 2019. ”Enterpreneural Financial Practices in Pakistan: The Role of Access to Financial and Financial Literacy.” International Journal of Innovation, Creativity And Change 7, no.9 :210-231

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Published

2023-12-20

How to Cite

Roma Nanda Aprina Pardede, & Zaenal Wafa. (2023). Pengaruh Literasi Keuangan dan Akses Keuangan Terhadap Perkembangan Usaha Mikro Kecil Menengah di Yogyakarta. JPMNT : JURNAL PENGABDIAN MASYARAKAT NIAN TANA, 2(1), 22–27. https://doi.org/10.59603/jpmnt.v2i1.254

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