DAMPAK PENERAPAN KEBIJAKAN RESCHEDULING DALAM PENYELESAIAN KREDIT BERMASALAH PADA KSP KOPDIT PINTU AIR CABANG UTAMA ROTAT
Keywords:
kebijakan rescheduling, kredit bermasalah, koperasi, penyelesaian kreditAbstract
This research aimed to examine how business capital, labor, and selling price affect the income of ikat weaving enterprises, using a case study of weaving entrepreneurs in Nangalimang, Alok Sub-district, Sikka Regency. This research investigated causal linkages using a quantitative technique with an associative design. The population consisted of ikat weaving entrepreneurs in Nangalimang, and a sample of 40 respondents was chosen for data collection. The primary instrument was a questionnaire, and the responses were analysed using multiple linear regression with the Statistical Package for the Social Sciences (SPSS). The results indicated that enterprise income was significantly positively impacted by business capital, whereas labor and selling price did not exhibit any significant influence. However, when considered concurrently, firm capital, labor, and selling price had a major impact on income levels.
References
Anggiya, M. (2017). Pengaruh penerapan rescheduling terhadap penurunan kredit bermasalah pada koperasi simpan pinjam. Jurnal Ekonomi dan Bisnis, 12(2), 45–57.
Arisandi, D., Pratama, A., & Lestari, F. (2023). Evaluasi efektivitas restrukturisasi kredit pada lembaga keuangan mikro. Jurnal Manajemen Keuangan, 8(1), 101–115.
Fauziah, R., & Hidayat, M. (2022). Rescheduling sebagai strategi mitigasi risiko kredit bermasalah di koperasi. Jurnal Ekonomi Syariah dan Koperasi, 6(2), 76–89..
Mindiyati, S., Nugroho, Y., & Dwi, A. (2023). Pengaruh kebijakan rescheduling dalam menurunkan tingkat kredit macet pada KSP Kopdit Pintu Air Cabang Bola. Jurnal Akuntansi dan Keuangan, 15(3), 233–245.
Putri, L., & Suwondo, A. (2022). Analisis efektivitas rescheduling dalam meningkatkan stabilitas keuangan koperasi. Jurnal Ekonomi dan Perbankan, 10(1), 55–68.
Republik Indonesia. (1992). Undang-Undang Republik Indonesia Nomor 25 Tahun 1992 tentang Perkoperasian. Lembaran Negara Republik Indonesia Tahun 1992 Nomor 116.
Rully, H., Setiawan, R., & Damanik, P. (2022). Tantangan dan kelemahan kebijakan rescheduling dalam penyelesaian kredit bermasalah. Jurnal Ilmu Ekonomi Terapan, 9(2), 88–100.
Utami, F. (2021). Rescheduling sebagai instrumen penyelamatan pinjaman bermasalah di koperasi kredit. Jurnal Ekonomi Rakyat, 7(2), 112–124.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Jurnal Projemen UNIPA
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
